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Pre-owned luxury cars (typically coming off three-year leases) can cost as little as $15,000, though their long-term maintenance costs are likely to be higher than their brand-new counterparts. ... But beware: Higher-end …Jun 20, 2023 · The Panamera was a premium vehicle in its day and featured a vast array of cutting-edge technology and high-end features, so while it cannot come close to matching vehicles such as the VW Phaeton, at around $1,300 per year to maintain, it is surprisingly cheap. We think that, overall, they represent a luxury car bargain. 9. Volvo S90. 10. Mercedes-Benz GLC 2023. The Bottom Line. FAQs. 1. Jaguar XF. If you're in search of an affordable luxury car with a low maintenance cost, the Jaguar XF is worth your consideration. When it comes to luxury cars, many people assume that they come with hefty price tags. 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